A well-crafted underwriter resume is a key factor in securing a position in the competitive job market.

Whether you're a seasoned professional or just starting in the field, your application must effectively highlight your skills, experience, and qualifications to potential employers.

In this guide, we'll walk you through essential tips for creating a standout underwriter resume. From structuring it to showcasing your expertise in risk assessment, we'll help you put together a document that impresses hiring managers.

Underwriter resume examples

Insurance underwriter resume sample

Insurance underwriter resume template

Insurance Underwriter Resume
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Resume for insurance underwriter | Plain text

Name: Jonathan Parker
Location: Austin, TX
Contact: (555) 123-4567 | jonathan.parker@email.com
LinkedIn: /in/jonathanparker

Objective

Experienced Insurance Underwriter with over 8 years of experience assessing risk and underwriting policies for personal and commercial insurance. Proven track record in evaluating applications, analyzing risk, and making informed decisions to protect company interests while ensuring competitive policy offerings.

Professional Experience

Senior Insurance Underwriter
Lone Star Mutual Insurance | Austin, TX
July 2019 – Present

  • Underwrite property, casualty, and liability policies with a focus on high-value accounts, contributing to a 15% increase in client retention over two years.
  • Collaborate with brokers and agents to gather necessary information, clarify risk assessments, and explain underwriting decisions.
  • Conduct detailed risk assessments, reviewing client history, claims data, and economic factors, leading to a 20% reduction in payouts.
  • Use predictive modeling tools and underwriting software (Guidewire, Duck Creek) to streamline processes, resulting in a 25% improvement in processing efficiency.

Insurance Underwriter
Texas Heritage Insurance Group | Dallas, TX
August 2016 – June 2019

  • Reviewed applications for auto, home, and business policies, assessing risk factors and determining appropriate premiums.
  • Conducted audits on policies with unusual claims activity to reduce risk exposure, leading to a $250,000 savings in prevented fraud claims.
  • Developed relationships with agents to improve policy submissions and maintain high-quality underwriting standards.

Education

Bachelor of Science in Risk Management and Insurance
University of North Texas | Denton, TX | Graduated: May 2016

Skills

  • Risk Assessment & Analysis
  • Underwriting Software (Guidewire, Duck Creek)
  • Data Interpretation & Decision-Making
  • Financial Modeling
  • Client Relationship Management

Certifications

  • Chartered Property Casualty Underwriter (CPCU), May 2023
  • Associate in Commercial Underwriting (AU), December 2019

Awards

  • Top Performer Award – Lone Star Mutual Insurance, 2024
    Recognized as one of the top 5% of underwriters based on underwriting accuracy, productivity, and client retention.
  • Risk Excellence Award – Texas Heritage Insurance Group, 2018
    Honored for exceptional contributions in risk assessment, resulting in reduced claim payouts and improved underwriting efficiency.

Strong sides of this underwriter resume example:

  • The objective is well-aligned with the candidate's experience, immediately indicating their expertise and focus areas in insurance underwriting.
  • Each role clearly outlines achievements with quantifiable results (e.g., "15% increase in client retention," "20% reduction in claims payouts").
  • Including awards adds significant value to the resume, showcasing recognition and exceptional performance.
How to properly format a resume for an underwriter?
  • Stick with fonts like Arial, Calibri, or Times New Roman.
  • Utilize 10–12 point for the body text. For headings and section titles, use a size that stands out, typically 14-16 points.
  • A resume should ideally be one page for less seasoned candidates.
  • Two pages are acceptable for those with significant experience (5–10 years or more).
  • Add 1-inch margins on all sides to ensure your content is not overcrowded.
  • Maintain enough spacing between parts and bullet points to make the document easy to scan.
  • Employ bullet points for your job responsibilities and achievements.

The best tip to avoid formatting issues is to use an online resume creator.

Resume Trick can help you create a professional-looking application with modern resume templates, ensuring it has a perfect layout.

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Mortgage underwriter resume example

Sample mortgage underwriter resume

Name: Sarah Kim
Location: San Diego, CA
Contact: (555) 987-6543 | sarah.kim@email.com
LinkedIn: /in/sarahkim

Objective

Detail-oriented Mortgage Underwriter with 7+ years of experience in residential mortgage underwriting. Skilled in assessing credit risk, analyzing loan applications, and ensuring compliance with both federal and company policies.

Professional Experience

Mortgage Underwriter
Pacific Coast Mortgage | San Diego, CA
March 2020 – Present

  • Conduct full underwrites for conventional and FHA mortgage applications, achieving a 96% loan approval accuracy rate within compliance standards.
  • Analyzed borrower credit, income, and asset documentation to ensure accurate assessment of applicant risk profile, reducing loan defaults by 8%.
  • Collaborate with loan officers and processors to resolve application discrepancies, cutting down processing time by 20%.
  • Utilize Encompass and Calyx underwriting software for efficient workflow and enhanced application tracking.

Junior Mortgage Underwriter
West Coast Lending Solutions | San Diego, CA
May 2018 – February 2020

  • Supported senior underwriters in reviewing loan applications and preparing approval packages, ensuring compliance with investor and regulatory requirements.
  • Conducted initial assessments of borrower profiles, including income verification, credit reports, and employment history checks.
  • Worked with a team to process high-volume loans, contributing to a team-wide loan closing rate increase of 15%.

Education

Bachelor of Science in Finance
San Diego State University, CA | Graduated: May 2018

Skills

  • Loan Risk Analysis
  • Encompass, Calyx Software Proficiency
  • Compliance & Regulatory Knowledge (FHA, VA, Conventional)
  • Financial Documentation Review
  • Team Collaboration

Certifications

  • Certified Residential Underwriter (CRU), June 2021

Languages

  • English: Native
  • Spanish: Professional working proficiency
  • Mandarin Chinese: Conversational

Here are a few reasons why this example of an underwriter resume will impress recruiters:

  • It showcases a balance of both technical skills (e.g., Encompass, Calyx Software) and regulatory knowledge, which are key in the mortgage underwriting field.
  • Highlighting proficiency in multiple languages (Spanish, Mandarin) is a strong advantage, especially in diverse markets or companies with a global reach.
  • The candidate's experience is presented in a clear, chronological order, with specific details of how she contributed to the company's success.
Should I choose an underwriter resume summary or objective?

A summary is a brief paragraph at the beginning of your resume, typically suited for those with some work experience.

  • It focuses on your key skills, accomplishments, and value proposition, helping hiring managers quickly understand your expertise.

Underwriter resume summary sample:

Experienced underwriter with over 5 years of expertise in risk analysis and portfolio management. Proven track record of accurately assessing risk and contributing to the success of insurance operations. Proficient in industry-standard software and regulatory compliance.

A resume objective is more common for entry-level candidates or those changing industries.

  • It’s a concise statement that focuses on your career goals and what you aim to achieve in the role.

Underwriter resume objective example:

Motivated and detail-oriented recent graduate with a degree in finance, seeking to apply strong analytical skills and insurance knowledge as an underwriter. Eager to contribute to the underwriting process and ensure risk management excellence.

How to showcase your underwriter resume skills?

Employers want to know that you have the right skills to assess risks, make informed decisions, and contribute to a company's overall success.

  • Hard skills are the technical knowledge necessary for the underwriting profession. They are usually acquired through education, training, or experience.
  • Soft skills are the personal attributes and communication abilities that help you perform well in the workplace.

Underwriter hard skills:

  • Risk Assessment
  • Financial Analysis
  • Credit Scoring
  • Regulatory Compliance
  • Data Interpretation
  • Underwriting Software (e.g., Eclipse, Guidewire)
  • Portfolio Management
  • Claims Processing
  • Insurance Policies
  • Statistical Analysis

Soft skills for an underwriter:

  • Communication Skills
  • Attention to Detail
  • Problem-Solving
  • Decision-Making
  • Time Management
  • Negotiation Skills
  • Critical Thinking
  • Teamwork
  • Adaptability
  • Customer Service

Entry-level underwriter resume template

Underwriter resume sample with no experience

Underwriter Resume
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Resume for beginner underwriter | Text version

Name: Lana Reed
Location: Charlotte, NC
Contact: (555) 456-7890 | lana.reed@email.com
LinkedIn: /in/lanareed

Objective

Ambitious finance graduate with foundational knowledge in underwriting, credit analysis, and risk management, seeking an entry-level underwriter position. Strong analytical skills, with a commitment to continuous learning and professional development.

Professional Experience

Underwriting Intern
Atrium Financial Services | Charlotte, NC
June 2024 – August 2024

  • Assisted underwriting team in reviewing applications for small business loans, gaining hands-on experience with credit analysis and risk evaluation.
  • Conducted research on industry standards and market conditions to support senior underwriters in their risk assessments.
  • Prepared risk assessment reports for underwriter review, achieving 98% accuracy in financial data reporting.
  • Supported the team in completing 50+ application reviews, helping to reduce backlog and improve turnaround time.

Customer Service Representative
Wells Fargo Bank | Charlotte, NC
January 2023 – May 2024

  • Provided excellent customer service to clients inquiring about loan options, account services, and credit requirements.
  • Guided clients through loan pre-qualification processes, offering accurate and helpful advice on documentation needs.
  • Maintained client satisfaction rating of 95% by addressing concerns promptly and effectively.

Education

Bachelor of Science in Economics
University of North Carolina | Charlotte, NC | Graduated: May 2024

Skills

  • Credit Analysis
  • Data Entry & Reporting
  • Financial Research
  • Customer Relations
  • Microsoft Office Suite (Excel, Word, PowerPoint)

Certifications

  • In-progress for Associate in Underwriting - AU, expected completion: March 2025

Extracurricular Activities

  • UNC Charlotte Finance Club – Member (2021-2023)
    Engaged in weekly discussions on financial trends and investment strategies, organized networking events with local finance professionals.
  • Soccer Team Captain – UNC Charlotte Intramural Sports (2021-2022)
    Led an intramural soccer team, promoting teamwork and organizing practices, resulting in a season record of 10-2.

This sample underwriter resume is effective for several reasons:

  • The objective is well-crafted for an entry-level position, demonstrating enthusiasm, a strong educational background, and a commitment to growth in the underwriting field.
  • Skills related to credit analysis, data entry, and financial research are relevant and help show that the person is ready to contribute to the sphere.
  • The extracurricular activities section adds great value by showcasing the candidate's leadership skills, teamwork, and community involvement.
What academic credentials should I add to my underwriting resume?

While work experience is vital, your educational background shows that you have the theoretical understanding required for the role.

  • List your degree(s), including the institution name and the year you graduated (or expected graduation).
  • Add certifications important for the underwriting field, such as Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (ACU), or others.
  • If you’re a recent graduate or have limited work experience, including relevant coursework (e.g., Risk Management, Insurance Law) can be helpful.
How to organize the experience section in an underwriter resume?
  • Clearly state the position you held.
  • Include the company’s name, followed by the dates you worked there.
  • Use bullet points to detail your responsibilities and achievements. Focus on quantifiable outcomes and how your contributions led to the company’s success.
  • Start each bullet with a strong action verb like "assessed," "analyzed," "evaluated," or "managed."

Conclusion

In summary, a strong underwriter resume should not only showcase your technical expertise but also emphasize your ability to assess risk, make informed decisions, and thrive in a fast-paced environment.

By following the tips and resume examples provided in this guide, you'll be well on your way to crafting a document that highlights your strengths and sets you apart in the competitive job market.

Remember, your application is the first impression you'll make, so make sure it reflects your qualifications and dedication to the role.

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